Can You Still Get PPP Loans – Claim Employee Retention Credit | PPP Loan Application

Employee Retention Credit claim up to $26,000 per employee. Can You Still Get PPP Loans. Even if you have already claimed for PPP Loan Application. How to claim Employee Retention Credit or ERC for your business.

About The ERC Program
What is the Employee Retention Credit (ERC)? Can You Still Get PPP Loans

ERC is a stimulus program made to help those organizations that had the ability to retain their staff members during the Covid-19 pandemic.

 

 

Established by the CARES Act, it is a refundable tax credit– a grant, not a loan– that you can claim for your business. Can you still get PPP loans. The ERC is offered to both little and also mid sized businesses. It is based on qualified incomes and healthcare paid to workers

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 Approximately $26,000 per  worker
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Available for 2020  and also the  very first 3 quarters of 2021
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Qualify with decreased  earnings or COVID  occasion
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No  limitation on  financing
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ERC is a refundable tax credit.

Just how much cash can you return? Can You Still Get PPP Loans

You can claim up to $5,000 per staff member for 2020. For 2021, the credit can be up to $7,000 per worker per quarter.

How do you  understand if your business is eligible?
To Qualify, your business  should have been  adversely impacted in either of the  adhering to  means:
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A  federal government authority  called for partial or full  closure of your business  throughout 2020 or 2021. Can you still get PPP loans.  This includes your operations being restricted by business, lack of ability to travel or restrictions of team meetings
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Gross  invoice  decrease criteria is different for 2020 and 2021,  yet is  determined  versus the  present quarter as  contrasted to 2019 pre-COVID  quantities
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A business can be eligible for one quarter  as well as not another
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 Under the CARES Act of 2020, businesses were not able to Qualify for the ERC if they had already  obtained a Paycheck Protection Program (PPP) loan.  Can you still get PPP loans.  With new regulations in 2021, companies are currently qualified for both programs. The ERC, however, can not relate to the same incomes as the ones for PPP.

Why Us?
The ERC underwent several  modifications  and also has many technical  information, including  exactly how to  identify  competent wages, which  workers are  qualified, and  extra. Can you still get PPP loans.  Your business’ specific instance could call for even more extensive review and evaluation. The program is complex and also might leave you with numerous unanswered questions.

 

 

We can  assist  understand  everything. Can you still get PPP loans.  Our committed professionals will lead you as well as outline the steps you require to take so you can maximize the claim for your business.

GET QUALIFIED.

Our services include:
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 Extensive  assessment regarding your  qualification
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 Detailed  evaluation of your  case
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 Assistance on the  declaring process and  documents
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 Particular program expertise that a  routine CPA or  pay-roll processor might not be well-versed in
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 Rapid  and also smooth end-to-end process, from eligibility to  declaring  as well as  getting refunds.

 Devoted specialists that  will certainly  analyze  extremely  complicated program  regulations and will be  readily available to answer your  inquiries, including:

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 Just how does the PPP loan  aspect into the ERC?
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What are the differences  in between the 2020  and also 2021 programs  and also  exactly how does it  put on your business?
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What are  gathering  regulations for larger, multi-state employers,  and also  exactly how do I  translate multiple states’ executive orders?
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Exactly how do part time, Union, as well as tipped staff members impact the amount of my refunds?

Ready To Get Started? It’s Simple.

1. We determine whether your business  gets the ERC.
2. We  assess your  case and  calculate the  optimum  quantity you can receive.
3. Our team guides you through the  asserting process, from beginning to end,  consisting of  correct  paperwork.

DO YOU QUALIFY?
 Address a few  basic questions.

 TIMETABLE A CALL.
Frequently Asked Questions (FAQs).

What period does the program cover?
The program started on March 13th, 2020 and also upright September 30, 2021, for qualified employers. Can you still get PPP loans.
You can apply for refunds for 2020  as well as 2021 after December 31st of this year,  right into 2022  as well as 2023.  And also potentially  past then  as well.

We have customers who received refunds only, as well as others that, in addition to refunds, also qualified to proceed obtaining ERC in every pay roll they refine with December 31, 2021, at about 30% of their payroll cost.

We have clients that have obtained refunds from $100,000 to $6 million. Can you still get PPP loans.
Do we still Qualify if we already took the PPP?
Do we still Qualify if we did not  sustain a 20%  decrease in gross  invoices?
Do we still Qualify if we remained open  throughout the pandemic?

The federal government  developed the Employee Retention Credit (ERC) to provide a refundable employment tax credit to  assist  organizations with the cost of  maintaining  team employed.

Qualified businesses that experienced a decrease in gross invoices or were shut due to government order and really did not claim the credit when they submitted their original return can take advantage by filing modified work income tax return. For instance, businesses that file quarterly work income tax return can submit Form 941 X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for RefundPDF, to claim the credit for prior 2020 as well as 2021 quarters. Can you still get PPP loans.

With the exception of a recoverystartup business, most taxpayers came to be disqualified to claim the ERC for wages paid after September 30, 2021. A recovery start-up business can still claim the ERC for earnings paid after June 30, 2021, as well as before January 1, 2022.

 

What Is The Employee Retention Credit (ERC), And How Does The Program Work?

When the Covid 19 pandemic began, and companies were required to shut down their operations, Congress passed programs to offer financial support to business. One of these programs was the worker retention credit ( ERC).

The ERC gives eligible employers pay roll tax credit scores for wages and also medical insurance paid to staff members. When the Infrastructure Investment and also Jobs Act was signed right into legislation in November 2021, it placed an end to the ERC program.

 In spite of the end of the program,  organizations still have the  possibility to  case ERC for  as much as three years retroactively. Can you still get PPP loans.  Here is an summary of exactly how the program jobs and exactly how to claim this credit for your business.

 

What Is The ERC?

Originally  readily available from March 13, 2020,  with December 31, 2020, the ERC is a refundable payroll tax credit created as part of the CARAR 0.0% ES Act. Can you still get PPP loans.  The purpose of the ERC was to urge companies to maintain their employees on pay-roll throughout the pandemic.

Qualifying employers  and also  consumers that  obtained a Paycheck Protection Program loan  might claim  approximately 50% of qualified  salaries, including  qualified  medical insurance expenses. The Consolidated Appropriations Act (CAA)  increased the ERC. Employers that qualified in 2021 can claim a credit of 70% in qualified  salaries.

 

Who Is Eligible For The ERC?

Whether you get approved for the ERC relies on the time period you’re getting. To be qualified for 2020, you require to have actually run a business or tax exempt organization that was partly or completely shut down as a result of Covid-19. Can you still get PPP loans.  You likewise require to reveal that you experienced a significant decrease in sales– less than 50% of similar gross invoices contrasted to 2019.

If you’re trying to qualify for 2021, you  have to  reveal that you experienced a decline in gross  invoices by 80% compared to the  very same  amount of time in 2019. If you weren’t in business in 2019, you can compare your gross receipts to 2020.

The CARES Act does ban independent individuals from asserting the ERC for their own salaries. Can you still get PPP loans.  You likewise can not claim wages for details individuals that relate to you, but you can claim the credit for earnings paid to staff members.

 

What Are Qualified Wages?

What counts as qualified  salaries depends on the size of your business  and also  the amount of  staff members you  carry  team. There’s no  dimension limit to be  qualified for the ERC,  however small and large companies are  discriminated.

For 2020, if you had greater than 100 permanent workers in 2019, you can only claim the salaries of employees you maintained but were not working. If you have less than 100 staff members, you can claim everyone, whether they were functioning or otherwise.

For 2021, the threshold was elevated to having 500 permanent employees in 2019, offering employers a great deal extra freedom as to that they can claim for the credit. Can you still get PPP loans.  Any kind of earnings that are subject to FICA taxes Qualify, and you can include qualified health and wellness costs when calculating the tax credit.

This revenue needs to have been paid in between March 13, 2020, and also September 30, 2021. recoverystartup services have to claim the credit with the end of 2021.

 

 Exactly how To Claim The Tax Credit.

 Despite the fact that the program  finished in 2021, businesses still have time to claim the ERC. Can you still get PPP loans.  When you file your federal tax returns, you’ll claim this tax credit by filling out Form 941.

Some businesses, especially those that got a Paycheck Protection Program loan in 2020, mistakenly believed they really did not qualify for the ERC. Can you still get PPP loans.  If you’ve already submitted your tax returns as well as currently understand you are qualified for the ERC, you can retroactively use by filling in the Adjusted Employer’s Quarterly Federal Tax Return (941-X).

Since the tax laws around the ERC have transformed, it can make determining qualification perplexing for numerous business proprietors. The process obtains also harder if you own numerous businesses.

Can you still get PPP loans.  GovernmentAid, a department of Bottom Line Concepts, aids clients with various forms of economic alleviation, specifically, the Employee Retention Credit Program.

 

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    Can You Still Get PPP Loans