Liftfund PPP – Claim Employee Retention Credit | PPP Loan Application

Employee Retention Credit claim up to $26,000 per employee. Liftfund PPP. Even if you have already claimed for PPP Loan Application. How to claim Employee Retention Credit or ERC for your business.

 Regarding The ERC Program
What is the Employee Retention Credit (ERC)? Liftfund PPP

ERC is a stimulus program created to assist those organizations that were able to keep their workers throughout the Covid-19 pandemic.

 

 

Established by the CARES Act, it is a refundable tax credit– a grant, not a loan– that you can claim for your business. Liftfund PPP. The ERC is offered to both little as well as mid sized companies. It is based on qualified wages and also medical care paid to workers

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 As much as $26,000 per  worker
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 Offered for 2020  and also the  initial 3 quarters of 2021
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Qualify with  lowered  income or COVID  occasion
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No  restriction on  financing
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ERC is a refundable tax credit.

Just how much money can you return? Liftfund PPP

You can claim up to $5,000 per staff member for 2020. For 2021, the credit can be up to $7,000 per worker per quarter.

 Exactly how do you  understand if your business is eligible?
To Qualify, your business  should have been  adversely impacted in either of the following ways:
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A government authority  needed partial or  complete  closure of your business during 2020 or 2021. Liftfund PPP.  This includes your procedures being limited by commerce, lack of ability to travel or limitations of team meetings
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Gross receipt reduction  standards is  various for 2020  as well as 2021, but is  determined  versus the  present quarter as compared to 2019 pre-COVID  quantities
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A business can be  qualified for one quarter  and also not  one more
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Initially, under the CARES Act of 2020,  companies were not able to qualify for the ERC if they  had actually  currently received a Paycheck Protection Program (PPP) loan.  Liftfund PPP.  With new regulation in 2021, employers are currently qualified for both programs. The ERC, though, can not apply to the exact same salaries as the ones for PPP.

Why Us?
The ERC underwent several changes  as well as has  lots of  technological  information,  consisting of  exactly how to  establish  certified  incomes, which  workers are  qualified, and  extra. Liftfund PPP.  Your business’ specific case might need more extensive review and analysis. The program is complex and also may leave you with numerous unanswered concerns.

 

 

We can  aid make sense of it all. Liftfund PPP.  Our specialized specialists will certainly guide you and also describe the actions you need to take so you can maximize the claim for your business.

GET QUALIFIED.

Our services include:
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 Extensive  analysis regarding your eligibility
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 Thorough  evaluation of your claim
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 Assistance on the  declaring process  as well as documentation
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Specific program  proficiency that a  normal CPA or payroll processor  may not be  fluent in
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Fast  as well as smooth end-to-end process, from eligibility to  declaring and  obtaining refunds.

 Committed specialists that  will certainly interpret highly  intricate program  guidelines  as well as will be  readily available to answer your questions,  consisting of:

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How does the PPP loan  aspect  right into the ERC?
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What are the  distinctions  in between the 2020  as well as 2021 programs and how does it apply to your business?
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What are aggregation  policies for larger, multi-state  companies,  as well as  just how do I  translate  several states’ executive orders?
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Just how do part time, Union, and also tipped employees affect the amount of my refunds?

Ready To Get Started? It’s Simple.

1. We  figure out whether your business  receives the ERC.
2. We  evaluate your claim  and also  calculate the maximum  quantity you can  obtain.
3. Our team  overviews you  via the claiming process, from beginning to  finish,  consisting of  correct  documents.

DO YOU QUALIFY?
Answer a few simple  inquiries.

 ROUTINE A CALL.
Frequently Asked Questions (FAQs).

What period does the program cover?
The program began on March 13th, 2020 and upright September 30, 2021, for qualified companies. Liftfund PPP.
You can apply for  reimbursements for 2020  and also 2021 after December 31st of this year, into 2022 and 2023.  And also  possibly beyond  after that  as well.

We have customers that received refunds only, and also others that, along with reimbursements, also qualified to continue obtaining ERC in every pay roll they refine via December 31, 2021, at regarding 30% of their payroll expense.

We have clients that have actually gotten reimbursements from $100,000 to $6 million. Liftfund PPP.
Do we still Qualify if we already took the PPP?
Do we still Qualify if we did not incur a 20%  decrease in gross  invoices?
Do we still Qualify if we  continued to be open  throughout the pandemic?

The federal government  developed the Employee Retention Credit (ERC) to  offer a refundable  work tax credit to  assist  services with the  price of keeping staff  utilized.

Eligible businesses that experienced a decrease in gross invoices or were shut because of federal government order and also didn’t claim the credit when they filed their original return can take advantage by submitting modified employment income tax return. For instance, companies that file quarterly employment income tax return can submit Form 941 X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for RefundPDF, to claim the credit for prior 2020 and also 2021 quarters. Liftfund PPP.

With the exception of a recoverystartup business, many taxpayers came to be ineligible to claim the ERC for wages paid after September 30, 2021. Liftfund PPP.  A recovery start-up business can still claim the ERC for salaries paid after June 30, 2021, and before January 1, 2022. Eligible companies may still claim the ERC for prior quarters by submitting an relevant adjusted work tax return within the deadline set forth in the corresponding form guidelines. Liftfund PPP.  If an company submits a Form 941, the employer still has time to file an adjusted return within the time set forth under the “Is There a Deadline for Filing Form 941-X?” section in Form 941-X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for Refund.

 

What Is The Employee Retention Credit (ERC), And How Does The Program Work?

When the Covid 19 pandemic started, as well as businesses were forced to shut down their procedures, Congress passed programs to provide economic aid to companies. One of these programs was the staff member retention credit ( ERC).

The ERC offers qualified employers payroll tax credits for incomes as well as health insurance paid to employees. When the Infrastructure Investment and Jobs Act was authorized into law in November 2021, it put an end to the ERC program.

Despite the end of the program,  services still have the  possibility to claim ERC for  approximately  3 years retroactively. Liftfund PPP.  Below is an introduction of how the program works as well as how to claim this credit for your business.

 

What Is The ERC?

 Initially  readily available from March 13, 2020,  via December 31, 2020, the ERC is a refundable  pay-roll tax credit  developed as part of the CARAR 0.0% ES Act. Liftfund PPP.  The function of the ERC was to urge employers to keep their employees on pay-roll during the pandemic.

Qualifying employers  and also  debtors that  got a Paycheck Protection Program loan could claim  as much as 50% of qualified  incomes,  consisting of  qualified health insurance  expenditures. The Consolidated Appropriations Act (CAA)  broadened the ERC.  Companies that qualified in 2021 can claim a credit of 70% in qualified  incomes.

 

Who Is Eligible For The ERC?

Whether you qualify for the ERC depends on the time period you’re looking for. To be qualified for 2020, you need to have run a business or tax exempt organization that was partially or totally closed down as a result of Covid-19. Liftfund PPP.  You additionally require to show that you experienced a substantial decline in sales– less than 50% of equivalent gross invoices contrasted to 2019.

If you’re  attempting to  receive 2021, you must  reveal that you experienced a  decrease in gross  invoices by 80%  contrasted to the same  period in 2019. If you weren’t in business in 2019, you can  contrast your gross  invoices to 2020.

The CARES Act does prohibit self employed individuals from claiming the ERC for their very own salaries. Liftfund PPP.  You additionally can not claim earnings for particular people that relate to you, however you can claim the credit for salaries paid to employees.

 

What Are Qualified Wages?

What counts as qualified wages depends on the  dimension of your business  and also  the amount of  staff members you  carry staff. There’s no size  restriction to be eligible for the ERC,  however  little  and also large  firms are treated differently.

For 2020, if you had greater than 100 permanent staff members in 2019, you can only claim the salaries of staff members you preserved yet were not functioning. If you have fewer than 100 workers, you can claim every person, whether they were working or otherwise.

For 2021, the threshold was raised to having 500 full time staff members in 2019, providing employers a great deal much more freedom as to who they can claim for the credit. Liftfund PPP.  Any kind of wages that are subject to FICA taxes Qualify, as well as you can include qualified wellness costs when determining the tax credit.

This revenue has to have been paid between March 13, 2020, and September 30, 2021. Nonetheless, recovery start-up businesses need to claim the credit via completion of 2021.

 

How To Claim The Tax Credit.

 Although the program  finished in 2021,  organizations still have time to claim the ERC. Liftfund PPP.  When you submit your federal tax returns, you’ll claim this tax credit by completing Form 941.

Some organizations, particularly those that obtained a Paycheck Protection Program loan in 2020, erroneously believed they really did not get approved for the ERC. Liftfund PPP.  If you’ve already submitted your tax returns and also currently recognize you are eligible for the ERC, you can retroactively apply by completing the Adjusted Employer’s Quarterly Federal Tax Return (941-X).

Since the tax regulations around the ERC have changed, it can make identifying eligibility puzzling for many business proprietors. The procedure gets even harder if you possess numerous businesses.

Liftfund PPP.  GovernmentAid, a division of Bottom Line Concepts, assists customers with numerous forms of financial alleviation, particularly, the Employee Retention Credit Program.

 

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